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	<title>Sequim Real Estate &#38; Homes For Sale - Sequim, Washington &#187; Mortgage Help</title>
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	<description>Welcome to Sequim &#38; Port Angeles Real Estate, a Branch Office of Adamas Realty</description>
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		<title>What Happens When I Pay Off My Mortgage?</title>
		<link>http://www.sequim-real-estate-blog.com/mortgage-help/what-happens-when-i-pay-off-my-mortgage/</link>
		<comments>http://www.sequim-real-estate-blog.com/mortgage-help/what-happens-when-i-pay-off-my-mortgage/#comments</comments>
		<pubDate>Wed, 31 Aug 2011 12:38:48 +0000</pubDate>
		<dc:creator>Chuck Marunde</dc:creator>
				<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[pay off mortgage]]></category>
		<category><![CDATA[reconveyance]]></category>

		<guid isPermaLink="false">http://www.sequim-real-estate-blog.com/?p=7344</guid>
		<description><![CDATA[Now that so many retirees of this generation are paying off their mortgages, the question often comes up, what happens when I pay off my mortgage?  How does that work, and how fast is the property free and clear in the land records? The Process When I Pay Off My Mortgage In Washington what we [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Reverse Mortgages &#8211; Should I Get One?</title>
		<link>http://www.sequim-real-estate-blog.com/mortgage-help/reverse-mortgages-should-i-get-one/</link>
		<comments>http://www.sequim-real-estate-blog.com/mortgage-help/reverse-mortgages-should-i-get-one/#comments</comments>
		<pubDate>Wed, 17 Aug 2011 05:13:34 +0000</pubDate>
		<dc:creator>Chuck Marunde</dc:creator>
				<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[reverse mortgages]]></category>

		<guid isPermaLink="false">http://www.sequim-real-estate-blog.com/?p=7222</guid>
		<description><![CDATA[Reverse Mortgages can be great for some retirees, and I&#8217;ve written about some of the dangers of reverse mortgages in an earlier article, but a reverse mortgage can also be a great financial planning tool for retirees, and Buck Gieseke explains how in this article. Reverse mortgages are one of the most misunderstood home financing [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>How to Get a Loan &#8211; Part 2 Loans on Manufactured Homes</title>
		<link>http://www.sequim-real-estate-blog.com/mortgage-help/how-to-get-a-loan-part-2-loans-on-manufactured-homes/</link>
		<comments>http://www.sequim-real-estate-blog.com/mortgage-help/how-to-get-a-loan-part-2-loans-on-manufactured-homes/#comments</comments>
		<pubDate>Thu, 11 Aug 2011 13:26:43 +0000</pubDate>
		<dc:creator>Chuck Marunde</dc:creator>
				<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[Getting a Loan]]></category>
		<category><![CDATA[Loans on Manufactured Homes]]></category>

		<guid isPermaLink="false">http://www.sequim-real-estate-blog.com/?p=7131</guid>
		<description><![CDATA[Loans on manufactured homes are harder to get approved, and there are several logical reasons.  But this is a complex subject, because there is so much involved on qualifying a manufactured home as a loan asset, and there are strict conditions that underwriters want borrowers to satisfy, and to make matters more complicated, there are [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How to Get a Loan &#8211; Part 1 on Manufactured Homes</title>
		<link>http://www.sequim-real-estate-blog.com/mortgage-help/how-to-get-a-loan-on-a-manufactured-home-part-1/</link>
		<comments>http://www.sequim-real-estate-blog.com/mortgage-help/how-to-get-a-loan-on-a-manufactured-home-part-1/#comments</comments>
		<pubDate>Wed, 10 Aug 2011 11:38:26 +0000</pubDate>
		<dc:creator>Chuck Marunde</dc:creator>
				<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[How to Get a Loan]]></category>
		<category><![CDATA[manufactured homes]]></category>

		<guid isPermaLink="false">http://www.sequim-real-estate-blog.com/?p=7110</guid>
		<description><![CDATA[How to get a loan in this market with all the changes in the mortgage business is a topic of conversation for buyers these days.  There are many difficult issues that buyers face, and getting a loan has gotten much harder, even for those with high credit scores.  I was pleased to have an opportunity [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Derogatory Credit Marks &#8211; How Long Will They Be On My Credit Report?</title>
		<link>http://www.sequim-real-estate-blog.com/sequim-real-estate-news/derogatory-credit-marks-how-long-will-they-be-on-my-credit-report/</link>
		<comments>http://www.sequim-real-estate-blog.com/sequim-real-estate-news/derogatory-credit-marks-how-long-will-they-be-on-my-credit-report/#comments</comments>
		<pubDate>Tue, 26 Jul 2011 13:09:01 +0000</pubDate>
		<dc:creator>Chuck Marunde</dc:creator>
				<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[Sequim Real Estate News]]></category>
		<category><![CDATA[Derogatory Credit Marks]]></category>
		<category><![CDATA[Negative Credit Marks]]></category>

		<guid isPermaLink="false">http://www.sequim-real-estate-blog.com/?p=6903</guid>
		<description><![CDATA[Derogatory credit marks can hurt your chances of getting a home loan approved, and in these times when buying a home and getting your loan approved is no small challenge even if you have great credit, I thought it might be helpful to see a detailed breakdown of what the waiting period is for various [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Reverse Mortgages &#8211; The Danger</title>
		<link>http://www.sequim-real-estate-blog.com/mortgage-help/mortgages-and-truth/reverse-mortgages-the-danger/</link>
		<comments>http://www.sequim-real-estate-blog.com/mortgage-help/mortgages-and-truth/reverse-mortgages-the-danger/#comments</comments>
		<pubDate>Tue, 12 Apr 2011 15:31:11 +0000</pubDate>
		<dc:creator>Chuck Marunde</dc:creator>
				<category><![CDATA[Loan Default]]></category>
		<category><![CDATA[Mortgages and Truth]]></category>
		<category><![CDATA[reverse mortgages]]></category>

		<guid isPermaLink="false">http://www.sequim-real-estate-blog.com/?p=6021</guid>
		<description><![CDATA[Reverse mortgages have been promoted in many commercials and by some famous Hollywood stars with whom senior citizens identify.  Credible stars like Robert Wagner and Fred Thompson have touted reverse mortgages as wonderful financial solutions for senior citizens.  These two venerable stars were certainly chosen for the great credibility they have with senior citizens.  In [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Interest Rates Hit New Low</title>
		<link>http://www.sequim-real-estate-blog.com/mortgage-help/interest-rates-hit-new-low/</link>
		<comments>http://www.sequim-real-estate-blog.com/mortgage-help/interest-rates-hit-new-low/#comments</comments>
		<pubDate>Sat, 26 Jun 2010 13:38:45 +0000</pubDate>
		<dc:creator>Charles Marunde</dc:creator>
				<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://www.sequim-real-estate-blog.com/?p=3436</guid>
		<description><![CDATA[All Interest Rates But 1-Year ARM Hit Record Lows. McLean, VA — Freddie Mac (NYSE:FRE) today released the results of its Primary Mortgage Market Survey® (PMMS®) in which the 30-year fixed-rate mortgage (FRM) averaged 4.69 percent with an average 0.7 point for the week ending June 24, 2010, down from last week when it averaged [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Interest Rates on the Rise</title>
		<link>http://www.sequim-real-estate-blog.com/mortgage-help/interest-rates-on-the-rise/</link>
		<comments>http://www.sequim-real-estate-blog.com/mortgage-help/interest-rates-on-the-rise/#comments</comments>
		<pubDate>Thu, 31 Dec 2009 16:18:42 +0000</pubDate>
		<dc:creator>Charles Marunde</dc:creator>
				<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[mortgage rates]]></category>

		<guid isPermaLink="false">http://www.sequim-real-estate-blog.com/?p=1719</guid>
		<description><![CDATA[Interest rates are beginning their assent.  One benefit of the recession has been low interest rates for the 30-year fixed rate mortgage.  In fact, we have had historically low rates not seen in 30 years, so for home buyers who have wanted to buy a home, this has presented a rare opportunity to get the lowest monthly mortgage [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Mistakes That Reduce Credit Scores</title>
		<link>http://www.sequim-real-estate-blog.com/mortgage-help/mistakes-that-reduce-credit-scores/</link>
		<comments>http://www.sequim-real-estate-blog.com/mortgage-help/mistakes-that-reduce-credit-scores/#comments</comments>
		<pubDate>Wed, 02 Dec 2009 17:19:35 +0000</pubDate>
		<dc:creator>Charles Marunde</dc:creator>
				<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[credit score damage]]></category>
		<category><![CDATA[reduce credit scores]]></category>

		<guid isPermaLink="false">http://www.sequim-real-estate-blog.com/?p=1386</guid>
		<description><![CDATA[Ever wonder what credit issues reduce your FICO score?  We have some of the answers here with a new revelation by FICO itself.  If you&#8217;re applying for a home loan or you will be making an offer on a home in Sequim or Port Angeles, you may want to get pre-qualified.  I strongly recommend it, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>VA Loans</title>
		<link>http://www.sequim-real-estate-blog.com/mortgage-help/va-loans/</link>
		<comments>http://www.sequim-real-estate-blog.com/mortgage-help/va-loans/#comments</comments>
		<pubDate>Thu, 13 Aug 2009 17:41:06 +0000</pubDate>
		<dc:creator>Chuck Marunde</dc:creator>
				<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[VA Loans]]></category>
		<category><![CDATA[va qualifications]]></category>

		<guid isPermaLink="false">http://sequim-real-estate-blog.com/?p=859</guid>
		<description><![CDATA[The Veterans Administration provides an array of opportunities for Americaâ€™s veterans and their families to achieve their dreams of home ownership. The VA does not issue home loans. Instead, it guarantees them, which provides lenders with a significant degree of protection. In turn, prospective home buyers can obtain competitive rates and loan terms, among a [...]]]></description>
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		<slash:comments>2</slash:comments>
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