Many of my clients who are moving to Sequim have asked how to change insurance agents and whether they should. So to get the answer right, I sat down with insurance expert and agent Matt Elwood of Port Angeles.
Tips for Transferring Your Insurance Coverage
When considering a change in insurance agents, there are several important things to remember. These apply if you are moving from a different state, a different insurance company, or you just want to go through a different agent in the company you are currently with. If you follow these tips, it will make the transition much smoother.
First of all, contact your new agent before your current policy expires. A lapse of even one day can drastically impact your new rates and might even prevent you from being able to have a new policy. This is especially true for car insurance.
It is also helpful to have your current insurance policy in front of you, so you know what coverages you have. It makes it easier to get an accurate quote if you know what you need and want.
Insurance Premiums Will Change
Keep in mind that if you’re moving from another state to Washington, your insurance will probably be different. Even if you stay with the same company. Every state is different regarding premiums and discounts. There are also certain coverages that differ from state to state, and required state minimums also vary.
If you are staying in the same state and with the same insurance company, it is generally very easy to switch agents. It usually only requires a phone call. If you are relocating to the Olympic Peninsula area and need a new insurance agent, you may call Matt Elwood of Elwood Benefits at 360-452-9200 for any questions you may have. Matt is a Sequim Insurance Agent and Port Angeles Insurance Agent.
Last Updated on November 4, 2011 by Chuck Marunde